By working together with The Home Ownership Center of Greater Cincinnati to prevent foreclosure of your home, the dream to save your home could become a reality.

Get started now on the timeline by clicking here. Your involvement and investment to the process will determine if you lose or are able to keep your home.

Don't hesitate. Our professionally trained HUD approved counselors are ready to personally assist and guide you through the process of preventing foreclosure. Our counselors will not judge your situation, we are here to help educate and prepare you.

Please Contact us at:
1-877-7BUZZ-US
Get Started Now. Click here

If you do not currently own a home and are interested in purchasing a home or if you are not sure if you are mortgage ready please visit The Home Ownership Center (www.hometoday.cc) for further information.

Confidentiality practices of The Home Ownership Center are of utmost importance. We maintain physical, electronic and procedural safeguards to protect your privacy and nonpublic personal information, except with your consent for services requested as required or permitted by law.

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Get Started

First Step - Call The Home Ownership Center for Foreclosure Prevention Assistance. When you call we will immediately connect you to a counselor who will conduct an Initial Intake. The call will take approximately 15 minutes.

Please be ready to provide the following information:

• Your current mortgage information (lender name, loan number, balance due)
• Length of time you have owned the property
• The number of household members residing in the home

Second Step - After the initial intake is completed The Home Ownership Center will schedule you for a FREE Foreclosure Prevention Clinic which is held weekly. Forms requesting additional information will be mailed to you and should be return at the clinic.

Third Step - Attending the FREE Foreclosure Prevention Clinic you will learn:

• Foreclosure Timelines
• What's required to submit a Foreclosure Packet
• Tips when talking to your lender
• Budgeting and Savings
• Foreclosure Definitions

Following the clinic a thorough review of all documents submitted will be completed by The Home Ownership Center Foreclosure Staff. You will be contacted by mail or phone to discuss the best option suited for your situation.

If incomplete information is provided you will be contacted by phone or mail.

Please Contact us at:
1-877-7BUZZ-US

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Phone-A-Thon

The Home Ownership Center is sponsoring a Foreclosure Prevention Phone-A-Thon on Tuesday, February 24, 2009 in partnership with CET and Channel 9.  This event is designed for your convenience – you can call in from the privacy of your home with no hassles to receive the maximum support.

Please call in on
Tuesday, February 24, 2009
6:00am to 8:00pm
For our second Phone-a-Thon event

1-877-7BUZZ-US

Click on the images below to watch video from the first
Foreclosure Prevention Phone-a-Thon (June 4, 2008)

Foreclosure Prevention Press Conference

Foreclosure Prevention Hotline

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Foreclosure Prevention Clinics

The Ohio Rescue Program offered by The Home Ownership Center of Greater Cincinnati, Inc. (HOC) is designed to assist owner occupied households in need of:

• A Repayment plan- an arrangement to pay back your
  past due balance on your mortgage loan
  
• A Loan modification to modify the terms of your mortgage loan
  
• Refinance your current mortgage loan
  
• Forbearance agreement to reduce or suspend mortgage
  payments for a short time
  
• Rescue funds to apply towards mortgage payments due
  and closing costs for refinance
  
• Deed-in-lieu of foreclosure to voluntarily return the home
  to the lender
  
• Short sale agreement with the bank  to sell property
  for less than what is owed.
• Partial Claim to work with mortgage insurer to pay back
  past due balance

As with any program, there are necessary requirements that you must meet in order to receive assistance.  The HOC will review those requirements at our foreclosure prevention clinics and assist you in completing the required documents.

These clinics are provided as a way for you to receive technical assistance and support for an interaction with your lender.

Please call 877-7-BUZZ-US between 7:30am and 6:30pm, Monday - Thursday, or e-mail us to reserve your spot. 

Click here for a checklist of items you must bring to the clinic

Please Contact us at:
1-877-7BUZZ-US

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Clinics-Directions

The orientation clinics will be held Friday, June 20 from 9am-9pm and again on Saturday, June 21 from 9am-7pm at Xavier University (Carl J. Alter Hall). There will be signs identifying the location and free parking.

Traveling to Xavier going north or south on I-75

• Take I-75 north/south to Norwood Rt. 562 (Exit #7) going east.
  
• Take second exit, Rt. 42, Reading Road
  
• Turn right off exit.
  
• Turn left at the third light onto Victory Parkway .
  
• Turn left at the third light onto Dana Avenue
  
• Take a left at the stone-wall entrance onto University Drive .
  

Traveling to Xavier going north on I-71

• Take I-71 north to Dana Avenue/Montgomery Road Exit #5.
  
• Turn left onto Duck Creek Road
  
• At the second stop light, turn left onto Dana Avenue
  
• After the fourth stop light (at Ledgewood Dr . ), turn right at the second street, University Dr . , which is recognizable by a stone-wall entrance.
  

Traveling to Xavier going south on I-71

• Take I-71 south to Dana Avenue Exit #5.
  
• Turn right off the exit.
  
• After the third stop light (at Ledgewood Dr . ) turn right at the second street, University D r. , which is recognizable by a stone-wall entrance.

Point-to-Point Driving Directions
FROM:
Address or Intersection:	City:	State:	ZIP Code:

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Clinics- Checklist

In order to assist you in saving your home, we will need you to provide certain documentation for our review.  Please bring a COPY of each of the following documents to the Foreclosure Prevention Clinic:

• Provide proof of income:
  
  • Employed
    • W2's from past two years
    • Last 30 days of consecutive paystubs
  • Self-Employed
    • Last 2 years complete tax returns
    • Last 2 years 1099 statements
  • Retired
    • Retirement awards letter
    • Social security awards letter
    • Last 2 months bank statements showing direct deposit into checking or savings account
  • Disabled
    • Social security statement (SSI) or any other disability statement
  • Other
    • Child support court order with 12 month activity statement
• Provide most recent payment statement/history from your lender to include:
  
  • Balance owed and the amount of delinquency
    
  • Current mortgage payment
    
  • A written copy of any payment arrangement or workout plan you have already made with your lender
    
• Provide most recent statement for:
  • Checking or Savings (last 2 months)
  • 401-K, CDs, IRAs and/or Other investment annuities
• Provide a copy of your most current homeowner's insurance renewal statement to include:
  • Current policy date
  • Total amount of coverage
  • Annual premium

In addition, you must complete the following two required documents and bring them to the clinic:

• The Family Income and Debt Sheet
  
• The Reason for Assistance Request
  

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Contact Us

Phone
Foreclosure Prevention Hotline
Weekdays, Monday-Thursday, 7:30am-6:30pm
877-7-BUZZ-US
The Home Ownership Center of Greater Cincinnati
513-961-2800

Mailing Address
The Home Ownership Center of Greater Cincinnati
2820 Vernon Place
Cincinnati , OH 45219

E-mail
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